7 ways to find time and money to build your business
Your day, your week, your month – they’re already full.
In fact, life is bursting at the seams.
You already need another day in your week just to fit it all in.
But you’ve started to realise that next time you raise your head to gasp for breath and look around at your life (next year? 5 years from now?) you’re still going to be wrestling with this same lack of passion, this strain on your purse strings, this claustrophobic lack of time and that terrible need for (fill in the blank).
Because if nothing changes, nothing changes.
Robert Kiyosaki illustrates this beautifully in Rich Dad Poor Dad.
It’s as though your life was spent collecting water.
The river is some 3km away – and your family needs every drop in every bucket you bring home. Struggling back and forth between your house and the river (buckets bashing your legs the whole way) sucks all your time and energy.
So, it makes sense to find the time to build a pipeline (so you can stop spending your life carrying buckets of water)… but finding the time and energy to do that literally feels impossible.
What a miserable catch 22.
That’s what having a job along with thousands of other moving parts in your life can feel like. That sensation of running to stand still can be overwhelming. I understand it only too well. Because when I started building my business my two biggest challenges were time and money.
I was working 80 hours a week and yet I had no spare money whatsoever.
In fact, I had tens of thousands of dollars of debt from student loans. Plus I was always desperate for more sleep (because, despite eating the best diet out of anyone I knew, my health was actually horrible).
So, in today’s post I talk about how I dealt with the fact I had no time and no money.
Important point: How you deal with your obstacles is going to be up to you. But deal with them you must – because *important newsflash* nobody is coming to save you. Saving you is your job.
When you step up and embrace that fact, a lot of answers will start popping out of the woodwork at you. They were always there, but you just didn’t notice them until you committed to saving yourself.
- Stop watching television.
You know this already – the average American watches 33 hours of television a week. Yes 23 hours. That’s more than an entire DAY a week.
Kiwis arrest that smugness right now – it’s an equally appalling 23 hours a week for us. Stop it.
Just unplug it and get it out of your house. There is NOTHING being added to your life by television. At all.
- Get up earlier.
Yes, yes, yes. It’s difficult. But so is working for 40 years in a job you hate and then waking up at 65 to realise you have a very dull (and possibly short) retirement ahead of you because you’ve wasted your health and relationships in the pursuit of just-enough-money.
Your snooze button is not your friend.
The Miracle Morning is a spectacular resource for this particular department.
You can create dazzling personal development effects by getting up earlier – crucial for your ability to grasp opportunities you wouldn’t see otherwise as you go about your day. Try it for a month and see.
- Declutter and sell some of your stuff
You almost certainly have screeds of money locked up in things you never use or that would improve your life enormously if you got rid of them. You could start with that widescreen TV!
Decluttering is also good for your soul. I have a wonderful story about that – I blogged about it HERE.
- Start using your company’s products instead of competitors’
Systematically biff the products, or terminate the services you’re using, which compete with your company. This saves you money and builds your own experience.
This is the very core of network marketing – being able to educate other people.
Having your own experience is crucial.
Stop finishing off products and contracts so you can get round to your own company later. Why delay your own progress? How is that helping?
It’s a dread word…but it works!
Calculate your fixed outgoings each month and what you’ve got coming in each month. And then be ruthless with your discretionary spending (that’s the stuff you have a choice about spending – like coffees and lunches and movie trips).
If you set up a system that means you don’t have the money spare (see the next point), then you can’t waste it.
- Cut up your credit cards
My accountant sat me down one day and explained the idea of being more powerful with my money.
Even though I was paying the balance off each month and loving the rewards points, she showed me that by using credit cards I was still technically spending money before I had it.
And the rewards points were an illusion. They just weren’t worth the cost of becoming numb to racking up debt each month.
Using a debit card is much cleaner and, if you remove any overdraft facility on your current account, it means you can’t overspend.
- Squeeze production into the nook and crannies
I booked breakfast meetings, lunch meetings, meetings at 9pm. I called people when I grabbed a cup of tea at work.
The knock on effect of this was a real sense of urgency.
People didn’t want to miss out. They could see I was serious about this.
And I know I said 7, but here’s a sneaky bonus…
- Cut out the fuss
I didn’t even KNOW I had rank advanced or earned my first check!
Because I spent zero time on the computer.
I didn’t know how to run any reports about my organisation or how to check what other people were up to online. My sponsor told me what was going on. It was all news to me.
Because I was so busy being productive.
In those early days of no time and no money I wasn’t crushed beneath perfectionism and its bedfellow procrastination.
I felt free.
There simply wasn’t TIME to indulge in the things that stop most people. I didn’t have time to feel scared of feeling scared – I just did it scared.
I didn’t have time to procrastinate. I had to do it the best way I could at the time.
Perfect was a luxury simply unavailable to me.
I was caught in the burn of being well aware of what I wanted to change.
I was extremely uncomfortable, so I was super thirsty for what my business could give me. I was ultra willing to do the work.
So maybe your situation is a blessing.
If you’re willing to really grab the fact you are the only one coming to save you.
If you’re willing to do the work.
Then this can be a fabulous time in your business.
But, as always in network marketing, it’s up to you.
So are you riding to your own rescue? Or are the snooze button and TV still stealing your life?
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See you on the road,
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